At NEXA Finance, we connect institutional investors with residential property developers through a personal, straightforward lending approach. We cut out the complexity of traditional lenders by offering jargon free products, common sense underwriting, and direct communication with our expert team—no algorithms, no unnecessary processes. Just clear, human led finance that supports brighter financial futures.

We only lend to property developers who have existing experience and a soundtrack record.

Development Finance is a type of funding used by property developers to build, convert, or refurbish residential projects. It helps cover land acquisition and construction costs and is typically repaid once the project is completed and sold or refinanced.

A Property Development Loan is designed to fund the construction, renovation, or conversion of residential projects. It’s typically released in stages as the development progresses and is repaid upon sale or refinancing of the completed project.

Property Refurbishment Loan is available to residential property developers and housebuilders for the conversion of existing residential buildings, or commercial buildings with planning permission to convert into residential dwellings.

Property Exit Loan is available to residential property developers and is designed specifically to support them to raise capital on completed projects.

First legal charge over land and buildings being developed.
Either an Interest and Cost Overrun Guarantee or Personal Guarantee.
Where appropriate, a Debenture over the borrower company.
Maximum Loan to Gross Developments of 65% Maximum Loan to Costs of 80%.
On going monitoring and build costs requests will be conducted by the project monitor and supported by the Business Development Manager at the cost of the borrower. The frequency of these visits will be agreed on a scheme by scheme basis.
A full development appraisal will be undertaken by the NEXA Business Development Manager and substantiated by a quantity surveyor appointed by NEXA at the cost of the borrower.

England and Wales.

On average its usually around six weeks depending on solicitor’s workloads.

We will provide loans for £500,000 - £7,500,000.

Loans will be provided for up to two years.

The fees payable upfront are the valuation and initial monitoring fee. We would obtain multiple quotes to ensure you make the final decision. Upon completion of a deal, we will deduct the arrangement fee from the initial release amount.

To request a settlement figure, simply contact our team and let us know the date you’d like the figure calculated to. We’ll provide the details promptly.

You can either send an email or call us to us or speak to one of our BDM’s who will then send onto you an application form to complete. If you are an introducer, you will need to be onboarded onto our panel.

Telephone - 01664 414190
Email - hello@nexafinance.co.uk